# Privacy Policy

- Link: https://az4group.com.br/en/privacy-policy/
- Published: 2026-05-21T21:00:19-03:00
- Author: Leandro Yabiku

## PRIVACY POLICY

 AZ4 cares about your privacy and is committed to preserving it. The processing 
of personal data related to your access to and use of the Platform is described 
in this Privacy Policy, which is part of AZ4’s Terms of Use. You should read the
following conditions carefully and attentively, as they contain important information
about access to or use of the Platform. This Policy may be modified, replaced or
removed at any time, without prior notice. If you do not agree with a new version
of this Policy, you must cease using the AZ4 website. This Policy and its respective
updates prevail over any proposals, contracts, understandings and agreements, whether
oral or written, that may exist between you and AZ4, especially regarding privacy
or personal data.

**OVERVIEW**

 1. This Privacy Policy establishes the rules on (a) how and for what purposes your
    personal data may be processed by AZ4, (b) with whom such data may be shared, and(
    c) how Users may manage their personal data. It applies to the use of or access
    to the Platform through the AZ4 website and its subdomains, as well as through 
    other websites, interfaces or applications on which AZ4 makes its resources available,
    including our mobile, tablet or other electronic device applications.
 2. To make this Policy easier to read, it is important that you understand the specific
    meaning of the following three expressions, used in the context of privacy protection
    and written in the Terms, this Policy or other AZ4 Policies without capital letters:

 “Personal data”, in the singular or plural, means any information that identifies
the User or that makes it possible to identify him/her. Therefore, as generic as
this may seem, personal data can be any information that directly identifies you
or any information that functions as a piece of the puzzle that leads to your identification.“
Processing”, as well as the verb “to process”, means any operation performed with
personal data, such as those related to collection, production, reception, classification,
use, access, reproduction, transmission, distribution, processing, archiving, storage,
deletion, evaluation, control, modification, communication, transfer, dissemination
or extraction.

 1. **WHAT PERSONAL DATA IS PROCESSED BY AZ4**

**PERSONAL DATA**. The Personal Data processed by AZ4 may vary depending on the 
type of interaction between the User and the Platform. This personal data may be
collected directly from the User, obtained through third parties or collected automatically.
Personal data may include: (a) registration information, such as email, full name,
address, telephone number, cell phone number, CPF, RG, CNH, profile photo and passport;
and (b) banking information, such as the name of the financial institution in which
the User has a bank account, account number, account type, branch, IBAN and credit
card details, including the name of the holder, expiration date and CVV code.

1.1. **Personal Data collected directly from the User**. AZ4 may collect personal
data directly from you, relating to registration information and banking information.

1.1.1. **“Offline” interaction**. AZ4 may collect personal data when you interact
with AZ4 by means other than accessing the Platform, such as, for example, when 
you participate in an event organized by AZ4 or an event organized by a third party
whose activity is contractually linked to AZ4.

1.1.2. **Optional fields**. The Platform may make certain fields available for optional
completion. These fields are highlighted as optional and are intended to improve
the personalization of the content made available to the User.

1.1.3. **Public data**. AZ4 considers some personal data to be public because it
can be viewed by anyone, both on and off the Platform, even if that person does 
not have an account on the Platform. Information that you enter in fields marked
with the “public data” warning is considered public data. You, other people who 
use the Platform, and AZ4 itself may provide access to or send public data to anyone
on and off the Platform. You may also view, access, re-share, or download public
data through third-party tools such as search engines, APIs, and offline media, 
or through applications, websites, and other Third-Party Services.

1.2. **Personal data obtained from third parties**. AZ4 may have access to certain
personal data through third parties, whether registration or banking information.
This happens, for example, when, due to compliance with a legal or regulatory obligation,
AZ4 needs to consult databases maintained by third parties that enable the analysis
of credit restrictions, anti-fraud analyses and other risk management analyses integrated
into the Platform.

1.2.1. AZ4 also collects registration information through third parties when you
link, connect or log in to the Platform through a Third Party Service (for example,
Facebook).

1.2.2. AZ4 may also have access to registration information through third parties
for registration in events, surveys, advertising campaigns and other activities 
organized by these third parties, whose activity is contractually linked to AZ4.

1.3. **Personal Data collected automatically when accessing the Platform**. Personal
data is collected automatically when you access the Platform, even if you do not
have an account on the Platform. This information may include the information exemplified
below.

1.3.1. **Access or usage information**: pages and content you view; searches for
advertisements; frequency of use of the Platform; browser information; connection
data; purchase history and browsing history.

1.3.2. **Log data and device information**: details about how you accessed and used
the Platform (including links accessed); IP address; access dates and times; hardware
and software information; device information; device event information; unique identifiers(
e.g. AZ4 ID); crash data; cookie data and the pages you viewed or interacted with
before and after accessing or using the Platform.

1.3.3. **Cookies, pixel and similar technologies**, as described in our Cookie Policy.

 2. ** WHAT PERSONAL DATA IS PROCESSED ON BEHALF OF THIRD PARTIES**

2.1. **Processing of Personal Data at the Request of Third Parties**. There is personal
data that is processed by AZ4 at the request of third parties. AZ4 processes this
personal data following rules formalized with these third parties through written
contracts.

2.2. **Responsibility for Processing Personal Data by Third Parties**. The third
parties mentioned in the previous items are also data processing agents responsible
for personal data within the context of offering their products and services.

 3. ** WHAT ARE THE PURPOSES OF PROCESSING PERSONAL DATA**

3.1. **Purposes of Processing User Personal Data**. AZ4 uses personal data for the
following purposes:

3.1.1 **Provide and develop the Platform:**

 * Personalize the Platform according to browsing experience
 * Conduct analyses and studies related to behavior, interest, and demographics
 * Improve the Platform
 * Archive purchase history
 * Update registration
 * Send messages, updates, and account notifications
 * Perform user support activities

3.1.2. **Provide and optimize advertising and marketing activities**

 * Send newsletters
 * Send communications via email, SMS, or phone recordings
 * Send educational materials or e-books
 * Conduct media campaigns focused on advertising and promotions
 * Manually send lists to media platforms (Facebook and Google)
 * Send communications such as email marketing, remarketing, and other advertising
   campaigns on media channels
 * Analyze browsing behavior to optimize the Platform and offer products and services

3.1.3. **Maintain a secure environment**

 * Authenticate users on the Platform
 * Verify the authenticity of the provided data and documents, including cross-checking
 * Send notifications
 * Conduct analysis to prevent fraud, security incidents, and abuse on the Platform
 * Verify registration
 * Check content

3.2. **Purposes of Processing Visitor Personal Data**. AZ4 may collect personal 
data from Platform visitors for the following purposes:

 * Media campaigns focused on advertising and promotions
 * Send communications such as email marketing, remarketing, and other advertising
   campaigns on media channels
 * Analyze browsing behavior on the Platform
 * Register for events
 * Send newsletters
 * Send communications via email, SMS, or phone recordings
 * Send educational materials or e-books

 4. ** LEGAL BASES FOR PROCESSING**

4.1. **Legal Bases**. The processing of personal data carried out by AZ4 is always
based on a legal foundation provided for in applicable laws. The legal bases used
by AZ4 may vary depending on the context of processing. Below are the legal bases
used:

4.1.1. **Consent**. When the User expressly accepts the processing of personal data,
such as agreeing to receive newsletters, promotional communications, or surveys.
This consent can be revoked by the User at any time.

4.1.2. **Compliance with legal or regulatory obligations**. When AZ4 is required
to process personal data due to legal or regulatory obligations, such as using third-
party tools to perform credit assessments of Users. In this scenario, automated 
decisions may be made to analyze the possibility of early payment on the Platform.

4.1.3. **Execution of a Contract or related procedures**. When AZ4 is required to
process personal data due to the applicable Contract between AZ4 and the User.

4.1.4. **Regular exercise of rights in judicial, administrative, or arbitration 
proceedings**. When there is a need to process personal data due to judicial action,
administrative proceedings, or arbitration.

4.1.5. **Legitimate interest**. When AZ4 decides to proceed with processing personal
data after careful analysis involving the evaluation of the purpose and necessity
of the processing for the User, the User’s expectations regarding personal data 
processing, and the preparation of necessary legal documentation. This legal basis
is used when, for example, AZ4 sends a newsletter related to the User’s interests
based on their interaction with the Platform. In such cases, AZ4 always provides
the User with the option to unsubscribe from these communications.

 5. ** RETENTION PERIOD OF PERSONAL DATA**

5.1. **Processing Period**. Personal data is processed by AZ4 until at least one
of the following conditions is met. These are:

 * Achievement of the processing purpose
 * Personal data is no longer necessary or relevant to achieve the specific purpose
 * The User exercises their right to revoke consent in cases where personal data
   processing was based on this legal basis
 * Any penalties imposed by the authority responsible for overseeing, enforcing,
   and ensuring compliance with applicable legislation or other competent bodies

5.2. **Retention of Personal Data**. In certain situations, AZ4 and its partner 
third parties may residually retain personal data even after the termination conditions
for processing are met, due to compliance with legal or regulatory obligations, 
or when there is a legitimate purpose for AZ4 or these third parties. In such cases,
personal data will be stored securely with restricted access and retained for the
time necessary to fulfill the legal or regulatory obligation or to achieve AZ4’s
and the third parties’ legitimate purpose.

 6. ** SHARING OF PERSONAL DATA**

6.1. **Sharing**. AZ4 may share personal data with third parties. These third parties
sign written agreements with AZ4 and are aware of their responsibilities at each
stage of processing, especially the obligation to implement security measures that
meet contractual and legal requirements. Sharing may occur, for instance, in the
scenarios described below:

6.1.1. **User Consent**. When you provide your consent, we share your information
as described at the time of consent – for example, by authorizing the transfer of
personal data to third parties to facilitate participation in events.

6.1.2. **Compliance with the law, harm prevention, and safety**. When there is a
need to share personal data with third parties to (a) prevent fraud (e.g., money
laundering risk analysis), which may involve automated decisions; (b) check user
restriction lists; (c) authenticate submitted documentation; (d) enable support 
services; (e) avoid illegal activities; (f) address disputes between Users; (g) 
address internal investigations regarding any conduct that may violate AZ4’s Terms
or Policies.

6.1.3. **Response to legal requests**. In certain cases, if necessary, AZ4 may provide
the collected data to entities involved in investigating or resolving disputes between
Users, or between Users and third parties, such as judicial authorities, arbitration
tribunals, or competent administrative authorities.

6.1.4. **Service Providers**. AZ4 may also share your personal data with third parties
involved in financial, accounting, legal advisory activities, non-profit activities,
potential investors, as well as third parties involved in data backup services, 
cloud computing providers, or for analytical studies.

 7. ** INTEGRATIONS AND THIRD-PARTY PARTNERS**

AZ4 may, in certain cases, link third-party services to the Platform through application
programming interfaces (APIs), such as the YouTube API. These third-party services
are not part of AZ4’s services and are not part of the Platform, being subject to
different terms and conditions, such as the [YouTube Terms of Service](https://www.youtube.com/t/terms)
and [Google Privacy Policy](https://policies.google.com/privacy). AZ4 is not responsible
for these services, and when you interact with them, you are directly providing 
your personal data to them.

 8. ** RIGHTS REGARDING YOUR PERSONAL DATA**

8.1. **Requests**: You can submit a request related to your rights provided under
applicable laws. These rights may include requesting confirmation of personal data
processing, access to personal data, rectification of personal data, and deletion
of personal data, which must be done by sending an email directly to AZ4.

 9.  ** SECURITY**

9.1. **Security Measures**. AZ4 employs the necessary technical and organizational
security measures to protect personal data. The efforts aim to mitigate the risks
of accidental or illegal destruction, loss, alteration, unauthorized disclosure 
or access, or any other illegal or unauthorized processing. To this end, AZ4 uses
strict access controls, based on the principle of least privilege, to its information
technology systems to protect personal data against any security incidents.

 10. ** PROCESSING OF MINORS’ PERSONAL DATA**

10.1. **Minors’ Personal Data**. AZ4 does not knowingly collect or solicit personal
data from minors under the age of 13. If we become aware that personal data from
a minor under 13 has been collected, we will cancel the account created on the Platform
and delete the personal data, retaining only the personal data necessary to prevent
another attempt at registration.

 11. ** CONTACT INFORMATION**

 If you wish to contact us to report any difficulties, make a request, or simply
learn more about how we handle your data, we will be happy to assist you via email:
[faleconosco@az4.com.br](https://az4group.com.br/en/privacy-policy/faleconosco@az4.com.br)

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